Smart Tax Savings Estimator

Indiana State Tax Calculator · personalized plan to reduce your state tax bill · 2025

📋 Step 1 — Start Here Required
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Personal Information

Age, dependents & exemption details
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ℹ️ Indiana has NO standard deduction. Tax is computed on Indiana AGI minus per-person exemptions. Most exemptions are calculated automatically below from your inputs above.
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Income Sources

Wages, investments & more
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W-2 / Employment Income
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$
$
Investment & Passive Income
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$
$
$
$
$
$
$
$
$
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Business & Self-Employment

Business income & expenses
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$
$0
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Retirement & Tax-Advantaged Savings

401(k), IRA, HSA
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2025 limit: $23,500
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2025 limit: $7,000
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✓ Indiana allows HSA deductions — Indiana conforms to federal AGI, so HSA contributions reduce your Indiana taxable income.
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Indiana Deductions

Schedule 2 subtractions from federal AGI
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ℹ️ Indiana does not have a standard deduction. Instead, claim specific Schedule 2 subtractions and Schedule 3 exemptions. Each amount below is automatically capped at the legal limit.
Common Deductions
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2025/2026 cap: $3,000
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Cap: $5,000
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100% deductible
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Cap: $16,000 (reduced by SS)
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Cap: $5,200
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$
Common Add-Backs (Schedule 1)
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Total Schedule 2 Deductions (capped) $0
Auto-Calculated Exemptions (Schedule 3): $0
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Indiana Tax Credits

CollegeChoice 529, IN-EIC, Adoption & more
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✓ Auto-calculated credit: $0 (20% of contributions, capped at $1,500 / $750 MFS)
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✓ IN-EIC: $0 (10% of federal)
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✓ IN Adoption Credit: $0 (10%, max $1,000/child)
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$
Cap: $100
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$

💡 Indiana Tax Strategies

Personalized recommendations based on your tax situation

    Disclaimer: This calculator estimates your Indiana state and county income tax only. Results are based on 2025/2026 Indiana tax law as published by the Indiana DOR (Departmental Notice #1, IT-40 instructions) and may not reflect every deduction, credit, or situation-specific rule. County rates may change semi-annually. Consult a tax professional for filing decisions. Does not include federal taxes — use our Federal Calculator for complete analysis.

    2025 INDIANA TAX ESTIMATE

    Estimated Result
    $0
    Refund
    IN Gross Income
    $0
    Combined Rate
    —
    Indiana AGI
    $0
    Effective Rate
    —
    Federal AGI (calculated) $0
    + IN Add-Backs $0
    − IN Subtractions (Schedule 2) $0
    Indiana AGI $0
    − Exemptions (Schedule 3) $0
    IN Taxable Income $0
    State Tax (3.00%) $0
    County Tax (—) $0
    Total IN Tax Liability $0
    − IN Tax Credits ($0)
    − IN Tax Withheld ($0)
    − IN County Withheld ($0)
    − Estimated Payments ($0)
    IN Refund / Amount Owed $0
    Combined Marginal Rate Breakdown
    3.00%
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    State flat rate
    County LIT rate
    Indiana flat state rate plus your county's LIT applied to Indiana taxable income (after exemptions). County rates current as of Departmental Notice #1.